As part of our commitment to making it easier for our Indonesian customers to buy cryptocurrency, you can make an instant deposit using the Midtrans payment gateway service. Once you’ve successfully made a deposit, your funds will reflect in your IDR wallet almost instantly.
Here’s how
Sign in to the Luno app
- Select Portfolio
- Select DEPOSIT on your IDR wallet
Enter the amount you’d like to deposit and select NEXT
On the Deposit via Bank Transfer screen, you’ll see Luno’s ACCOUNT NUMBER, as well as other details needed to transfer funds using m-banking or ATM
On your m-banking or ATM
- Select the Transfer menu on the ATM or M-Banking (do not choose Virtual Account)
- Enter bank code 013 (Permata Bank) and the account number
- Enter the transfer amount
- Select Realtime Online service if you're making the transfer from a bank other than Permata Bank
- Confirm the transfer
Success! You’ll be ready to buy crypto once your deposit reflects in your IDR Luno wallet.
Frequently asked questions
Are there various ways to make an instant bank transfer?
Yes. You can make an instant bank transfer via:
ATM
Internet banking
Mobile banking
Tip
Make sure that the recipient's name matches the name on your Luno account before completing the transfer.
Is BI FAST supported?
No. Currently, the supported transfer service is limited to Realtime Online services only.
Is there a deposit fee?
No. There are zero fees when depositing funds to your IDR wallet.
Are there any additional fees for depositing from other banks?
Yes. A standard interbank transfer fee may apply for transferring from non-Permata Bank.
Are there limits to the amount I can deposit?
Yes, the minimum deposit amount is IDR 10,000 and the maximum deposit amount is IDR 999,995,599.