How do I make an instant bank transfer in Indonesia?

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As part of our commitment to making it easier for our Indonesian customers to buy cryptocurrency, you can make an instant deposit using the Midtrans payment gateway service. Once you’ve successfully made a deposit, your funds will reflect in your IDR wallet almost instantly.

Here’s how

  1. Sign in to the Luno app

  2. Select Wallets

  3. Select DEPOSIT on your IDR wallet

  4. Enter the amount you’d like to deposit and select NEXT

  5. On the Deposit via Bank Transfer screen, you’ll see Luno’s ACCOUNT NUMBER, as well as other details needed to transfer funds using m-banking or ATM

On your m-banking or ATM

  1. Select the Transfer menu on the ATM or M-Banking (do not choose Virtual Account)

  2. Enter bank code 013 (Permata Bank) and the account number

  3. Enter the transfer amount

  4. Select Realtime Online service if you're making the transfer from a bank other than Permata Bank

  5. Confirm the transfer

Success! You’ll be ready to buy crypto once your deposit reflects in your IDR Luno wallet.


Frequently asked questions

Yes. You can make an instant bank transfer via:

  • ATM

  • Internet banking

  • Mobile banking

Tip

Make sure that the recipient's name matches the name on your Luno account before completing the transfer.

No. Currently, the supported transfer service is limited to Realtime Online services only.

No. There are zero fees when depositing funds to your IDR wallet.

Yes. A standard interbank transfer fee may apply for transferring from non-Permata Bank.

Yes, the minimum deposit amount is IDR 10,000 and the maximum deposit amount is IDR 999,995,599.

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