Who can use this feature?
Bundles are currently only available to customers in South Africa, Malaysia, Nigeria, and Indonesia. The types of bundles you can invest in differ per country.
Now that you know how to diversify your cryptocurrency portfolio by investing in a bundle, you may be wondering what rebalancing is and how it works.
Let’s take a closer look at rebalancing and its benefits
The crypto market moves fast. Rebalancing is a process that keeps your investment diversified and aligned with its original goals, no matter what the market does.
Every three months, the assets in your bundle will be automatically adjusted based on their performance.
Rebalancing offers two main benefits:
- It manages risk: By rebalancing your bundle, we ensure your investment stays spread out, rather than being too heavily focused on a particular asset.
- It keeps your investment optimised: Rebalancing adjusts your holdings to ensure your bundle stays strictly aligned with the market strategy it was designed to track.
When does my bundle get rebalanced?
We’ll always notify you via email and in the Luno app when your bundle's next auto-rebalancing will occur. Auto rebalancing happens every quarter on the second business day of January, April, July, and October.
Note
When rebalancing occurs, you will not be able to sell your bundle for a brief 1.5-hour window during each quarterly rebalancing event. These will take place in January, April, July, and October.
This means that bundle trading will be paused on the second business day of the following months at these times:
- January: 7:45 PM - 9:15 PM (UTC)
- April, July, October: 6:45 PM - 8:15 PM (UTC)
Sit back, relax and watch your investment evolve without lifting a finger!
Frequently asked questions
Can I switch the assets in my bundle myself?
The ability to unbundle (transferring individual cryptocurrencies out of the bundle) is currently only available to customers verified in Malaysia.
Why does rebalancing only happen once per quarter?
As opposed to daily, weekly or monthly rebalancing, quarterly rebalancing takes a longer-term view of market changes, so your bundle isn’t jumping around in response to short-term volatility.
Rebalancing involves buying or selling assets to adjust each asset’s weighting in the bundle, and these trades incur fees. Rebalancing more frequently would therefore increase the costs you pay in fees.
Are there fees for rebalancing?
We automatically deduct 0.5% of your total bundle balance every quarter. This covers management and rebalancing. You can view a detailed fee breakdown in your bundle's transaction history.
Tip
Learn more about the fees charged for bundles.