If you’re a Luno customer in the UK, you can buy cryptocurrency directly with your card, without having to deposit pounds first.
Here's how
From the Portfolio screen, select the wallet where you’d like to instantly buy cryptocurrency
Then, select the Buy option
On the next screen, select ADD NEW CARD
Enter your card details. We support Visa or Mastercard
Once done, select SAVE CARD DETAILS
On the next screen, enter the amount you’d like to buy, and select NEXT
You’ll see a confirmation screen. If you’re happy, select CONFIRM
Next you’ll need to enter your 4-digit Luno PIN. If you have two-factor authentication (2FA) enabled, you’ll be prompted to enter your 6-digit 2FA code
Lastly, you’ll be redirected to our payment provider Checkout.com, and if you’ve successfully followed the 3D-secure prompts, your payment will be processed

Frequently asked questions
How many cards can I save?
You can save two cards to your account.
How safe is it to save my card with Luno?
Your security is our biggest priority. We make every effort to keep our customers – and their funds – safe through first-class security and adherence to strict internal security and compliance standards. Checkout.com is PCI DSS Level 1 compliant, the highest security standard set by the payment card industry.
Tip
See our Privacy Policy for more information on how we securely handle and store your data. Also, we always recommend you enable two-factor authentication on your account.
Is there a buy limit using my card?
Yes. For our customers in the UK, you can buy up to £1,000 per transaction with a monthly card limit of up to £5,000.
Note
To cover the high risk of fraud associated with card transactions, we may intermittently reduce these buy limits.
Can I buy more after reaching my monthly limit?
Yes. The monthly limit of up to £5,000 is for using card only. If you cannot instantly buy with your card, you can also continue using our other available deposit methods, like bank transfers.