Want to buy cryptocurrency without having to add funds to your ZAR wallet first? You can now instantly buy crypto with your debit or credit card – no deposit required!
Here's how to buy crypto with your card
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Sign in to the Luno app
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Navigate to Portfolio
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Select BUY
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Choose Crypto
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Select which crypto you’d like to buy
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If you haven’t bought this crypto before, you’ll be prompted to CREATE WALLET
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On the next screen, select Once-Off
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Select Credit or debit card
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Enter your card details and select SAVE CARD DETAILS
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On the next screen, enter the amount you wish to buy and select NEXT
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Confirm the amount and fee, then select PAY WITH CARD
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Finally, authorise your payment with your bank
Success! You’ve just bought crypto with your card.

Frequently asked questions
You can only save two cards at a time.
Yes. The service charge is 3.9%.
Yes. The minimum amount is R15 and the maximum amount is R30,000 per transaction. This is separate from your current account level limits, which include the monthly and lifetime deposit limits that will be applied regardless of this card deposit limit.
On the screen where you’re prompted to choose how you’d like to pay for your crypto, select the three dots next to the saved card and choose Remove on Android and web or swipe left to remove on iOS.
You might need to increase your identity verification level. Go to Profile, Settings, then check under Verification to see your level. If you are Level 1, you won't have access to any instant payment methods, only manual bank transfers.
To upgrade your verification level, select Verification and follow the prompts from there.