The following fees and limits apply for Luno accounts verified in Europe.
Deposits and withdrawals
Method |
Fee |
Bank transfer |
Free |
Method |
Fee |
Bank transfer |
€0.30 |
Tip
Learn more about Luno’s withdrawal processing times.
Buying and selling crypto
In some of our supported countries, you can buy crypto using your debit or credit card.
Fee |
Limits |
3.5% |
€ 1,000 per transaction € 5,000 per month |
These fees and limits apply when you buy or sell crypto from the Wallets screen.
Fees
Transaction type |
Fee |
Buying crypto |
1.5% |
Selling crypto |
1.5% |
Limits
These limits are applied per transaction. There is no limit on the number of transactions you can make.
Currency |
Minimum - Maximum Limits |
EUR |
€ 1.00 - € 100,000 |
AAVE |
AAVE 0.001 - AAVE 400 |
ADA |
ADA 0.10 - ADA 65,000 |
ALGO |
ALGO 20.00 - ALGO 150,000 |
APE |
APE 2.50 - APE 9,000 |
ARB |
ARB 3.50 - ARB 14,000 |
ATOM |
ATOM 0.25 - ATOM 4,000 |
AVAX |
AVAX 0.05 - AVAX 1,000 |
AXS |
AXS 0.05 - AXS 2,000 |
BCH |
BCH 0.001 - BCH 40.00 |
BTC |
BTC 0.000025 - BTC 5.00 |
CRV |
CRV 10.00 - CRV 60,000 |
DOGE |
DOGE 0.20 - DOGE 100,000 |
DOT |
DOT 0.30 - DOT 5,000 |
ETH |
ETH 0.001 - ETH 100 |
FTM |
FTM 0.10 - FTM 20,000 |
GRT |
GRT 10.00 - GRT 40,000 |
HBAR |
HBAR 20.00 - HBAR 80,000 |
IMX |
IMX 2.00 - IMX 10,000 |
LINK |
LINK 0.05 - LINK 1,000 |
LTC |
LTC 0.001 - LTC 200 |
MATIC |
MATIC 1.00 - MATIC 40,000 |
MKR |
MKR 0.001 - MKR 20 |
RENDER |
RENDER 0.0005 - RENDER 1,500 |
SAND |
SAND 0.20 - SAND 65,000 |
SNX |
SNX 1.00 - SNX 3,500 |
MKR |
MKR 0.001 - MKR 40.00 |
NEAR |
NEAR 0.01 - NEAR 2,000 |
OP |
OP 1.50 - OP 6,000 |
SOL |
SOL 0.05 - SOL 400 |
TRX |
TRX 20.00 - TRX 100,000 |
UNI |
UNI 0.10 - UNI 2,000 |
USDC |
USDC 1.00 - USDC 100,000 |
XLM |
XLM 20.00 - XLM 300,000 |
XRP |
XRP 0.10 - XRP 80,000 |
Sending and receiving crypto
Luno charges a dynamic fee for crypto sends.
-
The only exception to this is XRP, which has a fixed 0.03% send fee.
You’ll always see the exact fee amount before confirming you want to proceed with the transaction.
Dynamic fee explanation
-
Blockchain fees, which are not controlled by Luno, increase and decrease depending on how much demand there is on that blockchain.
-
Your dynamic send fee is calculated based on the up-to-date blockchain fee, plus Luno’s operational costs for processing your transaction.
-
During periods of high demand, when the blockchain fee increases, the fee you pay for sending crypto increases as well. If the fee were too low, your transaction could become delayed – or even stuck indefinitely – while the blockchain’s nodes validate all the other transactions that paid them more.
Tip
Follow these links to learn more:
Luno may limit the amount of cryptocurrency you can send during 24-hour and 30-day rolling periods.
These limits form part of our anti-financial crime measures, and they are in line with best practices in the industry.
Note
Send limits are tailored and dynamic in nature. The table below shows the general bandwidths of limits, but your actual send limit may be different.
7-day limit |
USD 5,000 - 10,000 |
US dollar amounts are converted to the equivalent crypto that you’ve selected.
Tip
Learn more about crypto send limits.
It's free to receive cryptocurrency, with one exception:
-
We charge a nominal fee if you receive “dust” – a tiny amount of crypto, usually much lower than minimum buy or sell amounts
-
This fee combats dusting attacks, where attackers send small amounts to many wallet addresses in an attempt to de-anonymise them
Tip
Here are some things you need to know about receiving crypto.
Supported cryptocurrencies
The following coins are available to Luno customers verified in Europe: