Luno fees and limits in Europe

The following fees and limits apply for Luno accounts verified in Europe.

Deposits and withdrawals

Method

Fee

Bank transfer

Free

Method

Fee

Bank transfer

€0.30

Tip

Learn more about Luno’s withdrawal processing times.

Buying and selling crypto

In some of our supported countries, you can buy crypto using your debit or credit card.

Fee

Limits

3.5%

€ 1,000 per transaction

€ 5,000 per month

These fees and limits apply when you buy or sell crypto from the Wallets screen.

 

Fees

Transaction type

Fee

Buying crypto

1.5%

Selling crypto

1.5%


Limits

These limits are applied per transaction. There is no limit on the number of transactions you can make.

Currency

Minimum - Maximum Limits

EUR

€ 1.00 - € 100,000

AAVE

AAVE 0.001 - AAVE 400

ADA

ADA 0.10 - ADA 65,000

ALGO

ALGO 20.00 - ALGO 150,000

APE

APE 2.50 - APE 9,000

ARB

ARB 3.50 - ARB 14,000

ATOM

ATOM 0.25 - ATOM 4,000

AVAX

AVAX 0.05 - AVAX 1,000

AXS

AXS 0.05 - AXS 2,000

BCH

BCH 0.001 - BCH 40.00

BTC

BTC 0.000025 - BTC 5.00

CRV

CRV 10.00 - CRV 60,000

DOGE

DOGE 0.20 - DOGE 100,000

DOT

DOT 0.30 - DOT 5,000

ETH

ETH 0.001 - ETH 100

FTM

FTM 0.10 - FTM 20,000

GRT

GRT 10.00 - GRT 40,000

HBAR

HBAR 20.00 - HBAR 80,000

IMX

IMX 2.00 - IMX 10,000

LINK

LINK 0.05 - LINK 1,000

LTC

LTC 0.001 - LTC 200

MATIC

MATIC 1.00 - MATIC 40,000

MKR

MKR 0.001 - MKR 20

RENDER

RENDER 0.0005 - RENDER 1,500

SAND

SAND 0.20 - SAND 65,000

SNX

SNX 1.00 - SNX 3,500

MKR

MKR 0.001 - MKR 40.00

NEAR

NEAR 0.01 - NEAR 2,000

OP

OP 1.50 - OP 6,000

SOL

SOL 0.05 - SOL 400

TRX

TRX 20.00 - TRX 100,000

UNI

UNI 0.10 - UNI 2,000

USDC

USDC 1.00 - USDC 100,000

XLM

XLM 20.00 - XLM 300,000

XRP

XRP 0.10 - XRP 80,000


Sending and receiving crypto

Luno charges a dynamic fee for crypto sends.

  • The only exception to this is XRP, which has a fixed 0.03% send fee.

You’ll always see the exact fee amount before confirming you want to proceed with the transaction.

Dynamic fee explanation

  • Blockchain fees, which are not controlled by Luno, increase and decrease depending on how much demand there is on that blockchain.

  • Your dynamic send fee is calculated based on the up-to-date blockchain fee, plus Luno’s operational costs for processing your transaction.

  • During periods of high demand, when the blockchain fee increases, the fee you pay for sending crypto increases as well. If the fee were too low, your transaction could become delayed – or even stuck indefinitely – while the blockchain’s nodes validate all the other transactions that paid them more.

Luno may limit the amount of cryptocurrency you can send during 24-hour and 30-day rolling periods.

These limits form part of our anti-financial crime measures, and they are in line with best practices in the industry.

Note

Send limits are tailored and dynamic in nature. The table below shows the general bandwidths of limits, but your actual send limit may be different.

7-day limit

USD 5,000 - 10,000

 

US dollar amounts are converted to the equivalent crypto that you’ve selected.

Tip

Learn more about crypto send limits.

It's free to receive cryptocurrency, with one exception:

  • We charge a nominal fee if you receive “dust” – a tiny amount of crypto, usually much lower than minimum buy or sell amounts

  • This fee combats dusting attacks, where attackers send small amounts to many wallet addresses in an attempt to de-anonymise them

Supported cryptocurrencies

The following coins are available to Luno customers verified in Europe:

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